Insurance Coverage
Professional Liability Insurance
OSOT members have access to professional liability insurance coverage designed to support occupational therapy practice.
Professional Liability Protection For Errors And/Or Omissions
Covers expenses and/or damages (payment awarded to claimant) from malpractice claims or suits against you whether you are guilty or not.
Legal Expense Reimbursement
Covers legal fees related to a complaint/investigation or disciplinary hearing with COTO.
Sexual Abuse Therapy And Counselling Fund Endorsement
For therapy and counselling as a result of sexual abuse by a Registrant of COTO.
Criminal Defense Reimbursement
Covers legal costs of criminal suits where you are found not guilty.
Plus:
- Free continued coverage for those on parental leave
- Cyber security and privacy coverage
- Coverage for virtual care/tele-practice
- 7-year complimentary extension of coverage post-retirement of your registration to practice
- For OTs Only: Protection for support personnel (e.g. OTAs) working under your supervision.
- For OTs Only: Access to coverage for out of province practice.
Conditions, limitations, and exclusions apply.